If I won the lottery I would place the entirety, minus any debts into a perpetuity account with lifetime payments and never work again except for what I want to do for fun or enrichment. You can do this with a million dollars or half a mil. This would ensure my child be set up for life after I die as well. It will also allow me to avoid any stupid excess spending or something. And if I had millions, I would start my own charity and do this as my full time job. My focus would be to assit the homeless populations and those living with food scarcity. I would also invest in my local businesses as long as they agree to work with the charity as well.
But you do you. Best luck and all bets are off.

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